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This Publication is made available by Kartika & Associates Law Firm solely for educational and informational purposes, and to provide general knowledge of applicable law to its users. This Publication is not intended to, and does not provide specific legal advice.This blog is not a substitute for competent legal advice from a licensed attorney. The blog contains the opinions of the author and should not be construed as also containing the opinion or position of Kartika & Associates Law Firm concerning the issues addressed therein.